1. Establish the Trade In value of your car.
https://www.parkers.co.uk/car-valuation
2. Know the real price of the car you want to buy.
https://www.parkers.co.uk/car-valuation
3. Decide on a comfortable deposit which you can afford
4. Shop around for the lowest finance interest rate. (APR)
https://www.confused.com/campaign/car-finance
https://www.oraclefinance.co.uk/
5. Visit the dealer and negotiate the lowest price for the car you wish to buy.
6.Only then ! introduce your trade in and ensure you get a good price
7. Then ask for a finance quote and ensure it is a good deal vs your research - APR
8. Quantify and evaluate the entire deal to understand the cost to you by using our template.